:root{--navy:#0b2438;--blue:#155b86;--light:#eef4f7;--text:#24313b;--muted:#63717b;--white:#fff;--line:#d8e2e8;--accent:#c9a96a}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}a{color:inherit}.container{width:min(1120px,92%);margin:auto}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}
.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:14px;text-decoration:none;font-weight:800;color:var(--navy)}.brand img{width:58px;height:58px;object-fit:contain}.brand span{font-size:18px}.navlinks{display:flex;gap:20px;align-items:center;flex-wrap:wrap}.navlinks a{text-decoration:none;font-size:14px;color:var(--navy);font-weight:700}.navlinks a:hover{color:var(--blue)}
.hero{background:linear-gradient(135deg,var(--navy),#164d70);color:#fff;padding:88px 0}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:50px;align-items:center}.eyebrow{letter-spacing:2px;text-transform:uppercase;font-size:12px;font-weight:800;color:#d9e9f2}.hero h1{font-size:clamp(40px,6vw,68px);line-height:1.03;margin:12px 0 18px}.hero p{font-size:19px;max-width:680px;color:#e4edf2}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;padding:13px 20px;border-radius:8px;text-decoration:none;font-weight:800;border:1px solid transparent}.btn.primary{background:#fff;color:var(--navy)}.btn.outline{border-color:#bcd1de;color:#fff}.hero-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);padding:28px;border-radius:18px}.hero-card h3{margin-top:0}.hero-card ul{padding-left:20px;margin-bottom:0}
section{padding:76px 0}.section-head{max-width:760px;margin-bottom:34px}.section-head h2{font-size:36px;line-height:1.15;color:var(--navy);margin:0 0 12px}.section-head p{color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:16px;padding:26px;background:#fff;box-shadow:0 8px 25px rgba(11,36,56,.05)}.card h3{color:var(--navy);margin-top:0}.icon{font-size:28px;margin-bottom:10px}.soft{background:var(--light)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px}.list{padding-left:20px}.notice{border-left:4px solid var(--accent);padding:18px 22px;background:#fbf8f0;border-radius:8px;margin-top:20px}.kicker{font-weight:800;color:var(--blue);font-size:13px;text-transform:uppercase;letter-spacing:1px}
.contact{background:var(--navy);color:#fff}.contact h2{color:#fff}.contact p{color:#d7e3e9}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px}.contact a{color:#fff}.contact-box{border:1px solid rgba(255,255,255,.2);padding:24px;border-radius:14px;background:rgba(255,255,255,.05)}
footer{background:#071925;color:#c9d5dc;padding:30px 0}.footer{display:flex;justify-content:space-between;gap:20px;align-items:center;flex-wrap:wrap}.footer a{color:#fff;text-decoration:none;margin-right:16px}
.small{font-size:13px;color:var(--muted)}.legal{padding:60px 0}.legal h1,.legal h2{color:var(--navy)}.legal h1{font-size:40px}.legal h2{margin-top:36px}
@media(max-width:800px){.hero-grid,.two,.contact-grid{grid-template-columns:1fr}.grid{grid-template-columns:1fr}.nav{align-items:flex-start;padding:12px 0}.navlinks{gap:10px}.hero{padding:60px 0}.hero h1{font-size:46px}}